debt and you - free online debt help guide about managing your debts

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Your Bank

It may be necessary to open a new bank account with a different provider especially if you have a large debt with the same bank where you have your current account. Otherwise the bank has effective control of your day-to-day money and may object to payments being made to other organisations while you still owe them money.

Even so you may not be able to close the original bank account as a condition of a personal loan is often that you make payments from a current account with the same bank.

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